No Doc loans are designed for clients that do not have documents to prove income as well as do not know their annual income. However the client knows they can afford the repayments. We can provide up to 70% LVR on a No Doc loan.
There is a growing range of No Doc products on the market, with many lenders offering standard and premium No Doc loans with the choice of fixed or variable interest rates. Borrowers also get access to a range of loan features and options never previously available.
With the current tightening of the credit markets, No Doc loans are becoming increasingly difficult to come by. If this type of loan is required, we welcome a discussion of the client’s needs to confirm this is the only option.
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