Full Doc

Full Document loans are loans designed for clients who have all the necessary supporting documents. If you can support your income, you can then choose among a greater choice of products. We can assist in showing you the best products that fit your needs.

You are a Full Doc customer if you can produce these types of documents:

  • Recent pay slips from your current employer
  • Letter from your employer stating income
  • Bank account statements showing consistent pay deposit
  • Tax returns business and/or personal depending on whether you are self-employed (minimum 2 years of return)
  • Group Certificates (minimum 2 years)
  • Assessment tax notice (minimum 2 years)
  • Full Financials – P&L & balance sheet (minimum 2 years)

If you don’t have these documents, don’t despair! You may qualify for a Low Doc loan. Visit our Low Doc section to learn more about Low Doc loans.

The choice of products that we can offer is extensive, but the core types are:

  • Introductory rate (honeymoon) variable/fixed rate
  • First home buyer loans
  • Professional packages variable/fixed rate
  • Line of Credit (LOC)
  • Reverse mortgage (Equity release loans)
  • Equity assisted loan
  • Rural loans only
  • Construction loans
  • Zero deposit loan
  • Bridging loans

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