Specialised, Non-Conforming or Credit Impaired

Specialised loans can be non-conforming, flexible home loan products for borrowers who are unable to meet the requirements of traditional lenders. We understand that every customer has individual needs and therefore our specialist underwriting team assess each application on its individual merits so we can provide a solution that best addresses those needs.

Take a look at some of the benefits on offer:

  • No Credit Scoring
  • No LMI
  • No Genuine Savings required
  • Same Day Service ( Same day approvals for applications lodged before 1pm(or 12pm in WA) )
  • Past credit defaults considered (paid or unpaid)
    – up to 2 defaults < 12 months prior to an application
    – unlimited defaults > 12 months
    – 2 months current mortgage arrears considered
  • More options to verify income
    – 6 months Business Bank Statements
    – 6 months BAS Statements
    – Accountant’s Letter
  • More accepted loan purposes
    – Unlimited debt consolidation
    – Cash out for acceptable purposes
    – Payout business debt (including tax debt)
    – Refinance of low doc, private and solicitor loans
  • Up to 90% LVR available for purchases (on max loan amount of $750,000)
  • Max ‘jumbo’ loan amount $2,500,000 (up to 65% LVR)

OUR LATEST NEWS

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Warren Buffett’s Best Asset Class: Single Family Homes

While most of us don't play in the same league as Mr. Buffett. Investors worldwide try to mimmick his strategies in hopes of achieving even a fraction of his success. So, when Buffett hands out free investment tips, the world takes note. Recently in a TV interview, Buffett surprised those who

Jun 2011 READ ARTICLE
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Asset rich, cash poor

Property as an asset class dovetails right into an Australian investors psyche as Australians are true believers in brick and mortar. It's not just a belief but it's a trust that over time, property will appreciate. The standard protocol for an Australian property investor is to purchase the proper

Jun 2011 READ ARTICLE
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Tandem Uehling in the News

The median U.S. home price has declined 26 percent since a June 2007 peak to $170,500, according to data from Washington-based National Association of Realtors. Photographer: Chris Rank/Bloomberg Vincent Selleck, whose Sydney-based 888 U.S. Real Estate started finding foreclosed U.S. homes a year

Dec 2010 READ ARTICLE
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